Investing News

Home equity hit a record high of $9.9 trillion at the end of 2021. If you’re one of the many Americans who are currently sitting on an ocean of untapped home equity, you’re likely getting advertisements encouraging you to take out a home equity loan. Is one a good idea for you? Key Takeaways A
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There’s more to a business than furnishings and office space. Especially in the early stages, startup costs require careful planning and meticulous accounting. Many new businesses neglect this process, relying instead on a flood of customers to keep the operation afloat, usually with abysmal results. Key Takeaways Startup costs are the expenses incurred during the process
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Americans have been complaining about the cost of living since Colonial days. But actually measuring it, and determining how it changes over time, have always been a challenge. It was just a century ago, in 1921, that the U.S. government started publishing a national Consumer Price Index (CPI), based on living costs across major cities.
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There are many different factors investors may consider when it comes to buying stocks or rebalancing their portfolios. One of those is a company’s stock price and how its performance changes over a certain period of time. Although looking at the historical or past price of a stock doesn’t necessarily open a window into how
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Authorized Shares vs. Outstanding Shares: An Overview Understanding stock market terminology allows investors to make appropriate, intelligent decisions. As it relates to company stocks, knowing the difference between authorized shares and outstanding shares is relevant in accurately calculating important ratios that speak to the financial stability of a company. Key Takeaways Authorized shares are the maximum
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Both Fidelity and T Rowe Price are both large investment houses that have been in business more than 75 years (Fidelity since 1946 and T Rowe Price since 1937). Fidelity has a wide range of brokerage product offerings to satisfy their 40 million plus retail accounts, including equities, fixed income, and mutual funds, and actively
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T. Rowe Price and Vanguard are similar in that they both focus on long-term investing through their own funds. In addition to their funds, however, you can also have a linked brokerage account. Because of this focus on their own financial products, neither brokerage platform is particularly strong compared to some of the leading online
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For investors, the balance sheet is an important financial statement that should be interpreted when considering an investment in a company. The balance sheet is a reflection of the assets owned and the liabilities owed by a company at a certain point in time. The strength of a company’s balance sheet can be evaluated by
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As of today, September 29, 2021, the 15-year fixed mortgage rate is 2.48% and the 15-year jumbo mortgage rate is 3.01%. These rates are not the teaser rates you may see advertised online and based on our methodology should be more representative of what customers could expect to be quoted depending on their qualifications. You
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The early part of the 2000s was a godsend for many consumers. Credit flowed with relative ease, making it nearly impossible to be declined for a loan, credit card, or mortgage. Subprime loans were rampant, giving investors and corporations big profits, but they also helped many people live out the American dream by letting them
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(Click here to subscribe to the Delivering Alpha newsletter.) For the last two decades, Bruce Flatt has been the CEO of Brookfield Asset Management, growing it to become the second-largest alternatives firm in the world. He oversees more than $725 billion in assets spanning a diverse portfolio comprised of real estate, private equity, infrastructure, energy transition, credit,
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Sam Bankman-Fried, CEO of FTX US Derivatives, testifies during the House Agriculture Committee hearing titled Changing Market Roles: The FTX Proposal and Trends in New Clearinghouse Models, in Longworth Building on Thursday, May 12, 2022. Tom Williams | CQ-Roll Call, Inc. | Getty Images The U.S. affiliate of crypto exchange FTX said Thursday it plans
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Investors are always seeking ways to compare the value of stocks. The price-to-sales ratio utilizes a company’s market capitalization and revenue to determine whether the stock is valued properly. How the Price-To-Sales Ratio Works The price-to-sales ratio (Price/Sales or P/S) is calculated by taking a company’s market capitalization (the number of outstanding shares multiplied by
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Although the Presidential election drew most of the attention in November of 2020, there were several other important decisions made at the polls as well: notably, several states held votes to determine the future of the legal cannabis industry in one form or another. Taking a leaf out of Colorado or Washington’s book, four states—New
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